Business Solutions
As a business owner, you have worked hard to grow your business. Have you taken the necessary steps to protect the future of the company?
Buy Sell
What would happen to the company if you suddenly lost a business owner or partner?
- Does the company have a buy-sell agreement?
- Have you considered the tax implications triggered upon death?
- Does the company have the necessary capital to buy out the remaining shares of a partner or surviving spouse?
Buy Sell Insurance certifies that the surviving owners or business partners of a deceased or disabled owner have the required capital to fund the company’s buy-sell agreement, without needing to use personal funds or business assets.
Key Person
The loss of a key person due to illness or injury, or death, can have serious implications to the regular operation of your business. Key Person Insurance can help with:
- Recruiting, hiring, and training a replacement employee;
- Paying off debts;
- Allowing the company to continue to operate business as usual, supporting lender and client confidence
Business Overhead
If a business owner or partner were unable to work due to a disability and therefore unable to generate income, the business could suddenly be challenged to cover fixed expenses. A Business Overhead disability policy can help the company meet its regular commitments such as:
- Salaries;
- Rent;
- Utilities
- Property Taxes
